tazzygirl
Posts: 37833
Joined: 10/12/2007 Status: offline
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quote:
well.. it sounded to me like it was a plan thru their company and the rate was going up quite a bit, with much less in return.. yes, sometimes people do exaggerate things but I expect this scenario is quite real for certain people.. If you are living in an expensive city and your budget is close to the edge, maybe a paycheck from homelessness, the deductible means if you need medical, even with this medical plan, that you cant afford it.. Yes, I have seen that argument as well. Yet they negate to mention that for years insurance rates have been going up and up and up, with deductibles increasing as well. Businesses for a while covered and ate the costs, but eventually even businesses had to pass it along. For example.... from this we get a clearer picture of whats been happening to out of pocket expenses up to 2008. http://www.politico.com/pdf/PPM110_hiddencosts.pdf Rising Deductibles A deductible is the amount of money a person must pay out of his or her own pocket before health insurance begins to cover the cost of medical expenses. Deductibles have risen substantially over time. For preferred provider organization (PPO) plans purchased through an employer, the average family deductible increased 30 percent in just two years, from $1,034 to $1,344.3 This effect is more pronounced for small firms, where PPO deductibles increased from $1,439 to $2,367 — a rise of 64 percent.4 This is what everyone pretends to ignore when they take aim at the ACA. Costs were already increasing at a staggering rate.
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Telling me to take Midol wont help your butthurt. RIP, my demon-child 5-16-11 Duchess of Dissent 1 Dont judge me because I sin differently than you. If you want it sugar coated, dont ask me what i think! It would violate TOS.
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