defiantbadgirl
Posts: 2988
Joined: 11/14/2005 Status: offline
|
quote:
ORIGINAL: Termyn8or I would say just wait to get married. Go ahead and jump the broom if you want, just don't make it legal. That's my advice. The only reason to get married really is so your kids can literally say they are not bastards, and that still means something to some people. I can understand that, but do you really plan to have kids while you're both working and going to school ? T^T Actually, besides love there is another reason. Income based repayment for federal student loans. Under the current law, the incomes of former college students who are married are looked at separately when payment amount is determined. Starting in 2014 with new student loans only, the incomes of both husband and wife are counted, which translates to much higher payments. Married couples who got their loans before 2014 get to stay under the old law. Since any remaining balance is forgiven in 25 years (or 10 years if working for a non-profit company), people who get married and take out student loans starting in 2014 will pay alot more. That's why we planned to marry and have any student loans approved before 2014. But I don't want to be ineligible for pell grants because of marriage either. Our combined income is very low - $31,000/yr for 2 people. My father made twice that much by himself before he retired from a union oil refinery.
_____________________________
Only in the United States is the health of the people secondary to making money. If this is what "capitalism" is about, I'll take socialism any day of the week. Collared by MartinSpankalot May 13 2008
|