pell grant question

pell grant question (Full Version)

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defiantbadgirl -> pell grant question (1/28/2011 1:55:14 PM)
My Sir, who is also my fiance, is a full time college student. He takes 12 credit hours per semester and makes around $15,600/yr working part time at Walmart. He has no EFC since he's 39 and a non-traditional student. He gets a pell grant and a Stafford loan. I work part time and make around $15,300/yr and am planning on going back to school soon. Since I'm 37, I would also be a non-traditional student and would likely receive a pell grant as well since I my income is slightly less than his. Our incomes are considered separate and we are considered a household of one even though we live together because we are not yet married. Would getting married make both of us ineligible for pell grants? I've tried looking up income guidelines for pell grants but can't find a straight answer. I know combined income is counted if married, but would us both being students make a difference or would we both be screwed regardless? Will we be forced to wait several years to marry to avoid losing pell grants? I've looked and can't find a straight answer. Does anybody know?

DesFIP -> RE: pell grant question (1/28/2011 2:01:05 PM)
You need to ask the financial aid office at your college. They should be able to figure it out.

defiantbadgirl -> RE: pell grant question (1/28/2011 2:07:54 PM)
What if we take classes from 2 different schools? I'm looking at an out of town community college and trade school. He goes to a university. I've heard schools have their own guidelines as well, but surely there are some kind of general income guidelines. Can't understand why I can't find a straight answer and why they have to make everything so complicated.

pahunkboy -> RE: pell grant question (1/28/2011 2:24:44 PM)
Once you finally are educated- then you wont be so confused?

defiantbadgirl -> RE: pell grant question (1/28/2011 2:26:58 PM)
very funny

Aylee -> RE: pell grant question (1/28/2011 2:44:36 PM)
quote: ORIGINAL: defiantbadgirl What if we take classes from 2 different schools? I'm looking at an out of town community college and trade school. He goes to a university. I've heard schools have their own guidelines as well, but surely there are some kind of general income guidelines. Can't understand why I can't find a straight answer and why they have to make everything so complicated. You want to go to college? Really, you might try for your GED first. Are you blonde by any chance? They all use the SAME form. It is called a FAFSA. quote: ORIGINAL: DesFIP You need to ask the financial aid office at your college. They should be able to figure it out. What she said! [sm=applause.gif]

windchymes -> RE: pell grant question (1/28/2011 2:50:22 PM)
Seriously, they can't tell you anything until you talk to a financial aid rep at the school(s) you want to attend and you HAVE to fill out the forms. You can't just walk in and ask how much. It doesn't cost anything to fill out the form. It's a pain in the ass, yes, but no one is going to talk to you until you talk to them first. Everyone has to go through the steps, there are no quick answers. You can Google pell grants and get some basic information......

windchymes -> RE: pell grant question (1/28/2011 2:51:55 PM)
quote: ORIGINAL: Aylee They all use the SAME form. It is called a FASFA. Actually, that's the one for dyslexics. The one she wants is the FAFSA. [:D]

Aylee -> RE: pell grant question (1/28/2011 3:09:35 PM)
quote: ORIGINAL: windchymes quote: ORIGINAL: Aylee They all use the SAME form. It is called a FAFSA. Actually, that's the one for dyslexics. The one she wants is the FAFSA. [:D] I got confused because I filled out the AAFFS. That is the one for those of us that have CDO. Ya know, Obsessive Compulsive Disorder, but in the correct (alphabetical) order. Do you have ANY idea how much white out I had to use? [8\|]

Termyn8or -> RE: pell grant question (1/28/2011 3:21:58 PM)
I would say just wait to get married. Go ahead and jump the broom if you want, just don't make it legal. That's my advice. The only reason to get married really is so your kids can literally say they are not bastards, and that still means something to some people. I can understand that, but do you really plan to have kids while you're both working and going to school ? T^T

windchymes -> RE: pell grant question (1/28/2011 3:26:16 PM)
quote: ORIGINAL: Aylee quote: ORIGINAL: windchymes quote: ORIGINAL: Aylee They all use the SAME form. It is called a FAFSA. Actually, that's the one for dyslexics. The one she wants is the FAFSA. [:D] I got confused because I filled out the AAFFS. That is the one for those of us that have CDO. Ya know, Obsessive Compulsive Disorder, but in the correct (alphabetical) order. Do you have ANY idea how much white out I had to use? [8\|] LOL! Your screen must be a polka-dotted mess! [:D]

defiantbadgirl -> RE: pell grant question (1/28/2011 3:34:01 PM)
quote: ORIGINAL: Aylee You want to go to college? I already have some college credits. The only education requirements I have left for an associates are science and math. Really, you might try for your GED first. Got that years ago. Are you blonde by any chance? No, I'm purple. I'm so stupid my overall GPA was a 3.87 They all use the SAME form. It is called a FAFSA. No kidding. Which is why it makes no sense that colleges would have their own guidelines. But that's what I saw when I tried to find an answer to my question, along with fill out the FAFSA and find out. I need to know before Sir and I get married how marriage will affect us. When I attended college before, that wasn't a concern.

defiantbadgirl -> RE: pell grant question (1/28/2011 4:15:25 PM)
quote: ORIGINAL: Termyn8or I would say just wait to get married. Go ahead and jump the broom if you want, just don't make it legal. That's my advice. The only reason to get married really is so your kids can literally say they are not bastards, and that still means something to some people. I can understand that, but do you really plan to have kids while you're both working and going to school ? T^T Actually, besides love there is another reason. Income based repayment for federal student loans. Under the current law, the incomes of former college students who are married are looked at separately when payment amount is determined. Starting in 2014 with new student loans only, the incomes of both husband and wife are counted, which translates to much higher payments. Married couples who got their loans before 2014 get to stay under the old law. Since any remaining balance is forgiven in 25 years (or 10 years if working for a non-profit company), people who get married and take out student loans starting in 2014 will pay alot more. That's why we planned to marry and have any student loans approved before 2014. But I don't want to be ineligible for pell grants because of marriage either. Our combined income is very low - $31,000/yr for 2 people. My father made twice that much by himself before he retired from a union oil refinery.

Aylee -> RE: pell grant question (1/28/2011 6:41:09 PM)
quote: ORIGINAL: defiantbadgirl I already have some college credits. The only education requirements I have left for an associates are science and math. "Only" science and math. Lord love a duck. Good Luck! [:)]

DesFIP -> RE: pell grant question (1/28/2011 6:50:38 PM)
Depends on the science and math. But seriously, the only people who can figure this out are the financial aid people. Make an appointment to spend an hour or two with them. Don't just walk in and expect them to drop everything.

tazzygirl -> RE: pell grant question (1/28/2011 9:57:39 PM)
Not sure if this will help... http://financialaid.boisestate.edu/tipsdetails/GettingMarried.shtml But its worth a shot.

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