LaTigresse
Posts: 26123
Joined: 1/15/2006 Status: offline
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I've been struggling with how to word this as succinctly as possible since it came to me last night so please bear with me. And to complicate things, it is a dual purpose thread. Like most people, this last couple years has been a financial struggle. For me, certainly not as much as many but I have my moments. Some of this has been self created (which I will elaborate on), much of it paying the repercussions of a MIA crooked accountant, and the rest a pay freeze but not a cost of living freeze. There was a time when I had a little bit of extra money to spend. Treats of DVD's, a meal out at a nice restaurant with friends, a nice piece of jewelry once or twice a year, occasionally a cool handbag, coat or pair of shoes. Occasional being, a new coat every couple years......maybe. I am not a clothes horse, but I do like nice things. Well that time has definitely passed. Yet there was a brief time in there that I tended to forget the income limitations and bought what I wanted anyway. The credit card bill got past the point of paying it off monthly (my golden rule) and I had to reel myself in pronto. Not difficult really. I've been poor, I grew up very poor. I am good at budgeting and denying myself things I want. Not a big deal. It's kind of like dieting, you know you WANT to buy that container of ice cream but you also know, your going to eat the whole damned thing and how you will feel if you do. Except the spending diet is wayyyyyyyyy easier for me! Now, because I was such an excellent customer of some companies in the past, and even now for Xmas and birthday gifts I go back to old favourites, I continue to get emails and catalogues. Most of the this is not a problems AT ALL! I have my mind set on a goal and while it is fun to look, I am at most, only wistful as I ogle the lastest cool wool coat, another hand crafted handbag, awesome gold and tourmaline earrings, or whatever. But last night I got blindsided by culmination of events. I've been riding a lot more lately. Most of my gear is stuff I have had for decades. While I take good care of my gear, things like boots will wear out at some point. Especially when you wear them often and during our winters. A new catalogue came last night AND the same company sent out an email, just in case we missed the catalogue, of course. I haven't spent any unnecessary money on myself in literally ages. I've been more stressed than usual. I've lost weight and actually look better in things than I have for the last few years. And right there.......as soon as I opened the email, was the PERFECT pair of boots. I wanted them immediately. All $ 298.00 of them. Now, if you have ever priced and/or purchased english riding boots, you will know that this is not an exorbitant amount of money to spend on such. And I do need them, or use some really sexy duct tape on my old ones. The crux of the matter is, I really cannot afford $ 298.00 for riding boots. Period. And, I can improvise. I am creative and I know how to find a plan B. Hell I did it last night. The world will not come to a screeching halt if I ride in sneakers instead. I do not absolutely NEED those boots. But I want them. BADLY. I keep thinking about them. Justifying the purchase. Making excuses. I've been down this road before. It is how credit card bills are built. Justification. It's how healthy eating plans are screwed over and exercise routines ruined. It's a strange thing, almost becomes an obsession. The reality is, because I've been here before, giving in is never as wonderful as imagined. The boots may not fit properly and have to be returned (hassle), the bill will come and I will struggle to pay it. Regardless I will be mad at myself. It's easy when I have to think about others, when the repercussions of giving in will affect others. I can walk away from those temptations without a backwards glance. But when it's all about me, that's when I struggle. So people, am I alone here in my battles. (somehow I doubt it) What are your weaknesses, what do you succumb to and when you overcome, how?
< Message edited by LaTigresse -- 9/4/2009 12:20:05 PM >
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My twisted, self deprecating, sense of humour, finds alot to laugh about, in your lack of one! Just because you are well educated, articulate, and can use big, fancy words, properly........does not mean you are right!
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