Soldier fights car repo!

Soldier fights car repo! (Full Version)

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pahunkboy -> Soldier fights car repo! (12/20/2008 6:14:16 AM)
http://abclocal.go.com/wjrt/story?section=news/local&id=6563329 I suspect JP Morgan loves the slam on BA, and yet, it is just a car. hmm. a car for someone that is serving could loose a limb, the hearing, the concussion, the life.. on a war based on lies for which no one has answered to/for. all teh while the banks/money changers have gone wild. yikes

LadyEllen -> RE: Soldier fights car repo! (12/20/2008 6:27:23 AM)
A bunch of suited wankers, thieves, fast talkers and fraudsters. But it was always ever so. How we'd laugh at our grandparents eh? The way they distrusted banks and the like, and chose to put their money under the mattress and never be in a position where they owed anything to anyone. How we marvelled at their attitude of disbelief as we went along with the notion that the banks and their like were our friends - after all, their slick advertising said so. How we followed like the children of Hameln, the bright merry tune they played. I say bring the Sergeant home, give him the car debt free and send the repo team and executive board members to the front line in Afghanistan. There they can learn what the real world is, in real life, and face the consequences of their allegiance to and complicity in the wanker thievery and fast talking fraud of their masters; such rarely return from warzones, being involved in friendly fire incidents fairly soon after arrival. E

mozartsfuneral -> RE: Soldier fights car repo! (12/20/2008 6:30:31 AM)
Wow that's unbelieveable. I can't believe that companies and people who supposedly have morals, ethics and feelings would do that to a soldier.

slaveboyforyou -> RE: Soldier fights car repo! (12/20/2008 6:42:58 AM)
Yeah, what should BOA do? I've been with them since 2005, and I've never had a problem that wasn't resolved. I had a direct deposit checking account with them until I lost my job. I didn't think about changing it; I had other things on my mind. They started charging me a service fee on that. I went down there and talked to the rep. She was very nice, and she fixed it. They gave me $1K back. No arguments and no delay, they gave me my money back. I am so tired of hearing these bullshit stories. Bank of America is a good company. They have always treated me right, and I will stay with them.

LadyEllen -> RE: Soldier fights car repo! (12/20/2008 6:55:26 AM)
I have a suspicion that what obtained in 2005, no longer applies. E

LaTigresse -> RE: Soldier fights car repo! (12/20/2008 7:01:23 AM)
It is my suspicon that the only thing "big news" about this is what the media has spun. Many people have misunderstandings with big companies, that are a hassle and frustrating to straighten out. The fact that this involved a soldier and our current economic situtation, made this something to turn into a big deal. "The sky is falling the sky is falling!!!!"

TNstepsout -> RE: Soldier fights car repo! (12/20/2008 7:34:20 AM)
Why shouldn't soldiers have to pay bills? He is getting paid for what he does, isn't he? It's not like he's a volunteer. That's what I find appalling. Maybe if fewer people defaulted on their obligations, the banks wouldn't have needed a bailout in the first place! So now my tax dollars are not only paying his salary, but they are going to bail out banks because people like him don't take their responsibilities seriously. What makes him so special that he shouldn't have to pay his bills? Who's next? Police, firefighters, doctors, nurses, people who do volunteer work? I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting!

KatyLied -> RE: Soldier fights car repo! (12/20/2008 7:36:41 AM)
quote: Why shouldn't soldiers have to pay bills? He is getting paid for what he does, isn't he? It's not like he's a volunteer. Thank you for saying this. I am in agreement. I do appreciate those who serve our country. But they are employees, receiving pay. They should honor their obligations like any other citizen.

LadyEllen -> RE: Soldier fights car repo! (12/20/2008 7:44:33 AM)
They are not employees. Were they employees then their employer's negligence as regards health and safety, working hours, pay and conditions and a whole range of other matters would bankrupt said employer. As an employee, one can leave the workplace as one wishes - yes, one might be fired for it; as a soldier one is obliged by law to comply with lawful directions on where to go, what to do and if one refuses or deserts, one faces serious legal sanctions, including as I understand being shot for such in time of war. As an employee, one works one's day expecting to survive intact and then goes home where one has leisure time to deal with one's personal affairs. As a soldier one is on duty 24/7 in a war zone where one might not make it through the next minute and is at some disadvantage being thousands of miles from home and with more pressing concerns to occupy one's attentions, to be held to the same standard as an employee when dealing with personal affairs. E

KatyLied -> RE: Soldier fights car repo! (12/20/2008 7:52:44 AM)
quote: They are not employees. They are. Unless someone forged their enlistment documents.

LaTigresse -> RE: Soldier fights car repo! (12/20/2008 7:54:25 AM)
You all know me from my posts, I am all about personal responsibility and no excuses. However, I am intimately knowledgeable about the military and how they operate. Especially when it comes to the National Guard. Though this article didn't say he was a Guard member. What I do get from the article is that he was having the payment automatically deducted from his account. The government made a mistake in getting his pay deposited into his account on schedule. This I have seen many times. The government is the most poorly managed entitiy I have ever witnessed when it comes to it's HR. If you try to make a change, like changing banks and changing where your pay is deposited, it can take several months to accomplish. I've even seen pay disappear into computer no man's land, and take months to track down and get your money. No appologies, no compensation, just "oh, well now that you have proven there was an error, okay here is your money" type attitude. So, in this soldier's defense it is very likely he thought he was doing all the right things and being responsible. It is also very likely that the bank has zero responsibility in the error, but that the government caused all of the problems and did very little to assist the soldier is straightening out the error. Just based upon twenty plus years of living the military federal/state, employee life.

TheHeretic -> RE: Soldier fights car repo! (12/20/2008 7:57:50 AM)
Whenever possible, I refuse to do any business with Bunch of Assholes. I'm sure the negative publicity will persuade them to get reasonable though.

Lynnxz -> RE: Soldier fights car repo! (12/20/2008 8:04:58 AM)
I bet $100 that LaTigresse has it nailed exactly. [:D] The Army is horrible with anything to do with paperwork.... I still have no medical files.

MrRodgers -> RE: Soldier fights car repo! (12/20/2008 8:44:59 AM)
quote: ORIGINAL: Lynnxz I bet $100 that LaTigresse has it nailed exactly. [:D] The Army is horrible with anything to do with paperwork.... I still have no medical files. I would agree in general with my only mitigating success being that the Navy did replace my DD-214 in about 8 weeks. Butthe banking community could be just as easily at fault. My first experience with dir. dep. had the bank entering my pay checks...as *debits* not credits. You can imagine the repair necessary and after just one month while looking at a 3rd such entry coming. I had dir. dep. while in the service paying and for a car. My bank negotiated a reduction of $40/mo. in payments. (good thing too as I took a bigger hit than that) BUT because of the above, I had the money go to a third party who faithfully made all of the payments for me. I guess it was...easier, back then.

UncleNasty -> RE: Soldier fights car repo! (12/20/2008 8:47:54 AM)
TN and Katy, Thank you for clearing this up. All this time I was under the impression that the Servicemembers Civil Relief Act was in place for a reason, and being law that parties, such as Bank of America, were required to follow it. Uncle Nasty

rachel529 -> RE: Soldier fights car repo! (12/20/2008 8:51:29 AM)
quote: ORIGINAL: KatyLied quote: They are not employees. They are. Unless someone forged their enlistment documents. it looks like you defeated your own arguement, as you dont enlist at a job....

celticlord2112 -> RE: Soldier fights car repo! (12/20/2008 9:20:53 AM)
quote: it looks like you defeated your own arguement, as you dont enlist at a job.... Sure you do. You just don't swear an oath, and, in most cases, you don't hire on for a definite time period. The general obligation to do what you're told, when you're told, and not give any sass about it, however, it pretty much a constant.

LaTigresse -> RE: Soldier fights car repo! (12/20/2008 9:23:14 AM)
In addition, to clarify something just in case..............The Soldier's Relief Act was created primarily for part time soldiers, aka National Guard etc, to protect them from the problems they can suffer upon activation. Depending upon their civilian job and their military rank, activation can mean a significant decrease in income. As an example, I work in Iowa City where there is a National Guard medical unit. There is also a medical school and HUGE teaching hospital. There are a significant number of students that have joined the National Guard for the college tuition benefits. Most of them were rather mislead upon enlistment, thinking they would never really get activated. They might be at the point where they are out of college and making a pretty good salary. There is a very good chance that, upon full time activation, their income will drop dramatically. Without the Soldier's Relief Act, they could suffer greatly in their debt responsibilities. Imagine being accustomed to an annual income of $200,000.00 dollars and a mortgage and car payment that reflects that, then all of the sudden your annual income drops to $50,000.00. It would be very difficult to continue paying that mortgage and car payment in a timely manner. Also, if their family readiness personel was not on top of all of the above, they might be totally clueless what assistance is available to them. Keep in mind that most of the National Guard family readiness personel are volunteers, usually spouses, quite often with their own personal agendas and not always the brightest bulbs in the chandelier.

SilverMark -> RE: Soldier fights car repo! (12/20/2008 9:29:51 AM)
Hell CL, I make all my employees swear an oath. and get a corporate tattoo!... Not a court in the world that won't hang BOA out to dry on this one!...David vs. Goliath David will win again!

thishereboi -> RE: Soldier fights car repo! (12/20/2008 11:10:57 AM)
quote: ORIGINAL: TNstepsout Why shouldn't soldiers have to pay bills? He is getting paid for what he does, isn't he? It's not like he's a volunteer. That's what I find appalling. Maybe if fewer people defaulted on their obligations, the banks wouldn't have needed a bailout in the first place! So now my tax dollars are not only paying his salary, but they are going to bail out banks because people like him don't take their responsibilities seriously. What makes him so special that he shouldn't have to pay his bills? Who's next? Police, firefighters, doctors, nurses, people who do volunteer work? I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! According to the article..... "Rupprecht got a late payment notice after his military pay was not put into his account, and once the money was there, the lawsuit states Rupprecht called from Baghdad. Gafkay says Rupprecht called on a satellite phone in a combat zone, asking Bank of America to reinstate payments and to take the money he owed from his account. Bank of America refused." I didn't see the part where he was expecting to have others pay for his car...where was that?

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