RE: Soldier fights car repo!

RE: Soldier fights car repo! (Full Version)

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pahunkboy -> RE: Soldier fights car repo! (12/20/2008 11:54:34 AM)
Im surprised at the contempt for someone that would DIE FOR YOU! So when diffusing bombs, going on combat, shooting up the enemy, the sarge is expected to STOP that- and deal with a petty matter like this? His body is on the line for your freedom. Military pay couldn't buy you many zip codes. See how wonderful auto deduct is? ...why should he stay? he could work for Halliburton and get real money, and pay cash for the car.

Lorr47 -> RE: Soldier fights car repo! (12/20/2008 1:41:32 PM)
quote: ORIGINAL: LadyEllen They are not employees. Were they employees then their employer's negligence as regards health and safety, working hours, pay and conditions and a whole range of other matters would bankrupt said employer. As an employee, one can leave the workplace as one wishes - yes, one might be fired for it; as a soldier one is obliged by law to comply with lawful directions on where to go, what to do and if one refuses or deserts, one faces serious legal sanctions, including as I understand being shot for such in time of war. As an employee, one works one's day expecting to survive intact and then goes home where one has leisure time to deal with one's personal affairs. As a soldier one is on duty 24/7 in a war zone where one might not make it through the next minute and is at some disadvantage being thousands of miles from home and with more pressing concerns to occupy one's attentions, to be held to the same standard as an employee when dealing with personal affairs. E Finally, something we agree on.

Lorr47 -> RE: Soldier fights car repo! (12/20/2008 1:46:07 PM)
quote: I would agree in general with my only mitigating success being that the Navy did replace my DD-214 in about 8 weeks. Butthe banking community could be just as easily at fault. How did you manage to get a DD-214 in 8 weeks. Do you have family in St Louis in high places?

Lorr47 -> RE: Soldier fights car repo! (12/20/2008 1:53:12 PM)
quote: Whenever possible, I refuse to do any business with Bunch of Assholes. I'm sure the negative publicity will persuade them to get reasonable though. < Message edited by TheHeretic -- 12/20/2008 10:58:54 AM > I am not so sure that anything affects banks. I did some research on banks' credit card activities and do you know that some banks do not even send someone to the PO box for credit card payments for days in the hopes of generating late fees. That one is not hard to find out. Just ask your local post office employee. And, how many billion are we giving these thieves. The worst was I believe BOA.

TNstepsout -> RE: Soldier fights car repo! (12/20/2008 2:37:22 PM)
quote: ORIGINAL: thishereboi quote: ORIGINAL: TNstepsout Why shouldn't soldiers have to pay bills? He is getting paid for what he does, isn't he? It's not like he's a volunteer. That's what I find appalling. Maybe if fewer people defaulted on their obligations, the banks wouldn't have needed a bailout in the first place! So now my tax dollars are not only paying his salary, but they are going to bail out banks because people like him don't take their responsibilities seriously. What makes him so special that he shouldn't have to pay his bills? Who's next? Police, firefighters, doctors, nurses, people who do volunteer work? I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! According to the article..... "Rupprecht got a late payment notice after his military pay was not put into his account, and once the money was there, the lawsuit states Rupprecht called from Baghdad. Gafkay says Rupprecht called on a satellite phone in a combat zone, asking Bank of America to reinstate payments and to take the money he owed from his account. Bank of America refused." I didn't see the part where he was expecting to have others pay for his car...where was that? So he says, and since when does a bank repo a car after one missed payment? There are two sides to every story and unfortunately the bank can't discuss their side without violating his right to privacy. So all we get is his side. I don't buy it and I'm sick and tired of the assumption that people should get special consideration because they serve in the military. It's a job. They get pay. They get benefits. Yes, it's a dangerous job. Yes, it's a hard job. But it's a job and they should have to live up to their agreements like everyone else. I think there should be some consideration due to the distance and difficulty of communication, but to excuse them completely from their financial obligations is total BS!

rulemylife -> RE: Soldier fights car repo! (12/20/2008 3:13:06 PM)
quote: ORIGINAL: TNstepsout So all we get is his side. I don't buy it and I'm sick and tired of the assumption that people should get special consideration because they serve in the military. It's a job. They get pay. They get benefits. Yes, it's a dangerous job. Yes, it's a hard job. But it's a job and they should have to live up to their agreements like everyone else. I think there should be some consideration due to the distance and difficulty of communication, but to excuse them completely from their financial obligations is total BS! It is just a job. Sort of like working at the Taco Bell. Just a little harder and a little more dangerous. They should be able to take complete care of their obligations even if they're in a war zone 24/7. Speaking for myself, I wouldn't worry about insurgents firing at me when I have an important financial obligation to attend to. But I do have one of those little ribbon magnets that say "support our troops". I bet you do too. So we can rest easy, we're doing our part.

ncprincess -> RE: Soldier fights car repo! (12/20/2008 4:52:16 PM)
"Rupprecht got a late payment notice after his military pay was not put into his account, and *once the money was there, the lawsuit states Rupprecht called from Baghdad. Gafkay says Rupprecht called on a satellite phone in a combat zone, asking Bank of America to reinstate payments and to take the money he owed from his account. Bank of America refused." The underlined part says alot. "Once the money was there". It doesn't say it was there the next month. It could have taken 2-3 months with the speed the military moves in these matters. It may have been the same month, but, considering the man is in a battlezone and phone calls aren't as easy to come by as you or I picking up our cell phone and dialing, there could have been a delay in communicating with the bank. I'll agree with you on this point. The military is a job....yes, they get pay, but, take it from a military mom, The pay they receive isn't anywhere near what they deserve. Not to mention, said pay isn't always in their accounts as it should be. I speak from experience. My son went to basic training this past summer, luckily dear old mom was still able to pay his car insurance and other expenses that first month until the pay was started and deposited into his account. My son is one of the lucky ones that had someone at home keeping track of his business needs. Not all soliders are that fortunate. If there isn't someone on the homefront to help them with such matters just thinking of the delays in mail and such could create a snowball effect that's very difficult to get reversed. But I do have one of those little ribbon magnets that say "support our troops".* I don't have one of those....mine says "proud military mom".

samboct -> RE: Soldier fights car repo! (12/20/2008 5:12:39 PM)
This screw up in a nutshell showcases a lot of the problems in the banking industry- the lack of ability of a human decision to overide a stupid program. In WWII, especially in England- soldiers were often without pay ranging from reasons such as the mail hadn't caught up with them, the military was broke because they had to buy weapons from the US, etc. As an example, bank officers often would loan money to fighter pilots well aware that if the pilot were killed, that money probably wasn't coming back. Did the bank take a loss? Yup. Was it the right thing to do? In my book- sure. On the other hand, the banker may have looked at the pilot with the idea that if the Huns weren't stopped in the skies over jolly old England, Churchill's "We shall fight them on the beaches" might have meant that his butt was going to get shot at as well- a sense of urgency which seems to be missing from this war. Having dealt with BOA over a decade ago, I find this type of screwup perfectly plausible- no need to hear from the bank's side. Because at the end of the day, the soldier has volunteered to put his life on the line and IS entitled to some special consideration. (And I have been adamantly opposed to the Iraq war from the beginning.) But that's a human judgement- not a computer generated one. Bankers have put their faith in programs which clearly got gamed and we find ourselves trillions in the hole- in part due to a program's willingness to make loans to people who didn't have a snowball's chance of paying it back. Trust in a computer program rather than human judgement lead to a bubble which has now burst. Until corporations start taking some responsibility for their own actions, our economy is going to continue to decline. N. B. responsibility is a null concept to a computer program. Sam

TNstepsout -> RE: Soldier fights car repo! (12/20/2008 5:23:54 PM)
quote: ORIGINAL: samboct Having dealt with BOA over a decade ago, I find this type of screwup perfectly plausible- no need to hear from the bank's side. Because at the end of the day, the soldier has volunteered to put his life on the line and IS entitled to some special consideration. (And I have been adamantly opposed to the Iraq war from the beginning.) But that's a human judgement- not a computer generated one. Really? Absolutely NO need whatsoever to hear from the Bank? So you're completely OK with hearing one side of a story and making a decision? That's appaling. Just because this soldier represents "the little guy", it doesn't mean "the little guy" is always right. What if he lied about calling them from a battlezone? What if he made all that up? What if he just ignored the problem because he assumed he was protected because he was a soldier? What if the Bank had no idea he was enlisted? What if they did due diligence to find out if he was enlisted before they repo'd the car, but got bad information? What if he was behind 6-8 months or more? There's always two sides to every story. I never listen to one side and assume I have it all. God help if you're on the unpopular side one day and encounter people with the same attitude that you have.

samboct -> RE: Soldier fights car repo! (12/20/2008 5:35:05 PM)
TN 1) Calling from a battlezone is irrelevant- he shouldn't have had to- 2) If the bank does anything resembling due diligence which they should when handing out their money, they should know he's a soldier. You're right- it's possible he lied about that. What are the odds? 3) Due diligence means getting accurate information. If it were your own money, would you loan it out as willy nilly as banks have? How about the deluge of credit card offers that we used to get- including some for 4 year old children and housepets? Are you suggesting that just this once, BOA did everything right? 4) Being behind 6-8 months is excused by reason that he's in a battlefield and the bank is expected to show leniency under these circumstances. You square things up when he's home. While normally I agree with you about hearing two sides to an issue, on this one you've got to grasp at straws. Yes, there is a possibility that the bank did nothing wrong here. There's also a possibility that I might go on a date with Pamela Anderson tomw. night. Neither one is very likely. Sam

thishereboi -> RE: Soldier fights car repo! (12/20/2008 5:46:25 PM)
quote: ORIGINAL: TNstepsout Why shouldn't soldiers have to pay bills? He is getting paid for what he does, isn't he? It's not like he's a volunteer. That's what I find appalling. Maybe if fewer people defaulted on their obligations, the banks wouldn't have needed a bailout in the first place! So now my tax dollars are not only paying his salary, but they are going to bail out banks because people like him don't take their responsibilities seriously. What makes him so special that he shouldn't have to pay his bills? Who's next? Police, firefighters, doctors, nurses, people who do volunteer work? I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! Seems like you didn't need to hear both sides here, In fact you seem pretty sure that he is some low life who doesn't take responsibility seriously and doesn't want to pay his bills. Good thing you wait for all the facts to make an desicion.

bluepanda -> RE: Soldier fights car repo! (12/20/2008 6:04:33 PM)
quote: ORIGINAL: pahunkboy So when diffusing bombs, going on combat, shooting up the enemy, the sarge is expected to STOP that- and deal with a petty matter like this? His body is on the line for your freedom. No it isn't. Not if he's in Iraq, it isn't.

celticlord2112 -> RE: Soldier fights car repo! (12/20/2008 6:08:58 PM)
quote: I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! I have yet to meet the Marine, sailor, soldier, or airman who enlisted either to gain protection from their debts or to get "free stuff."--not while I wore the Eagle, Globe, and Anchor nor any time since then. "Disgusting" is an excellent adjective--for describing the belief that those in uniform are little more than deadbeats who welch on their debts.

TNstepsout -> RE: Soldier fights car repo! (12/20/2008 7:31:59 PM)
quote: ORIGINAL: samboct TN 1) Calling from a battlezone is irrelevant- he shouldn't have had to- 2) If the bank does anything resembling due diligence which they should when handing out their money, they should know he's a soldier. You're right- it's possible he lied about that. What are the odds? 3) Due diligence means getting accurate information. If it were your own money, would you loan it out as willy nilly as banks have? How about the deluge of credit card offers that we used to get- including some for 4 year old children and housepets? Are you suggesting that just this once, BOA did everything right? 4) Being behind 6-8 months is excused by reason that he's in a battlefield and the bank is expected to show leniency under these circumstances. You square things up when he's home. While normally I agree with you about hearing two sides to an issue, on this one you've got to grasp at straws. Yes, there is a possibility that the bank did nothing wrong here. There's also a possibility that I might go on a date with Pamela Anderson tomw. night. Neither one is very likely. Sam So you can't buy a car then enlist? If you know what it takes to find out if someone is enlisted then you'd know it's not that simple. If he bought the car, owned it for a year, then enlisted and went active, how's the bank to know? They aren't magicians. Why should he get a free pass for 6-8 months? Where is his money going during that time?

TNstepsout -> RE: Soldier fights car repo! (12/20/2008 7:35:59 PM)
quote: ORIGINAL: thishereboi quote: ORIGINAL: TNstepsout Why shouldn't soldiers have to pay bills? He is getting paid for what he does, isn't he? It's not like he's a volunteer. That's what I find appalling. Maybe if fewer people defaulted on their obligations, the banks wouldn't have needed a bailout in the first place! So now my tax dollars are not only paying his salary, but they are going to bail out banks because people like him don't take their responsibilities seriously. What makes him so special that he shouldn't have to pay his bills? Who's next? Police, firefighters, doctors, nurses, people who do volunteer work? I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! Seems like you didn't need to hear both sides here, In fact you seem pretty sure that he is some low life who doesn't take responsibility seriously and doesn't want to pay his bills. Good thing you wait for all the facts to make an desicion. Yup I do. It shows in his attitude. Blaming the bank because HE defaulted on an obligation. I just know how this stuff works. Banks don't default after one missed payment and I think there is more going on here.

TNstepsout -> RE: Soldier fights car repo! (12/20/2008 7:42:24 PM)
quote: ORIGINAL: celticlord2112 quote: I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! I have yet to meet the Marine, sailor, soldier, or airman who enlisted either to gain protection from their debts or to get "free stuff."--not while I wore the Eagle, Globe, and Anchor nor any time since then. "Disgusting" is an excellent adjective--for describing the belief that those in uniform are little more than deadbeats who welch on their debts. I didn't say they were disgusting. What I said was disgusting is the law that allows them to do so. I've spoken to several servicemen about to go active who were preparing ahead of time to take care of their obligations while they were gone. They called ahead and made arrangements for their bills to be paid or to go to someone who would pay them on their behalf. Taking care of your business, what a shocking concept.

Lorr47 -> RE: Soldier fights car repo! (12/20/2008 7:56:49 PM)
quote: Banks don't default after one missed payment and I think there is more going on here. Huh. They do where I live.(Of course, I live in Michigan ....depression.)

Lynnxz -> RE: Soldier fights car repo! (12/20/2008 8:21:44 PM)
quote: ORIGINAL: celticlord2112 quote: I don't know why there are laws to protect servicemen who default on loans. I guess it's a perk to get people to enlist. They should change their tagline from "The Few, The Proud, The Marines" to "Join the Marines, Get Free Stuff!" Disgusting! I have yet to meet the Marine, sailor, soldier, or airman who enlisted either to gain protection from their debts or to get "free stuff."--not while I wore the Eagle, Globe, and Anchor nor any time since then. "Disgusting" is an excellent adjective--for describing the belief that those in uniform are little more than deadbeats who welch on their debts. I know LOTS who joined for the bonuses, GI bill, etc. [:D]

pahunkboy -> RE: Soldier fights car repo! (12/20/2008 8:35:53 PM)
in light of the no big deal per those serving... bring back the draft. then every one can go. that fabulous car... a neon. not exactly a fancy car. pretty basic. we are at war. 2 wars. thus far we haven't had any chocolate, fuel or other rations. you would hardly know there is a war. the streets were jammed today ...people shopping. that poor soldier. those stupid voice menus are impossible. then if you finally do get a real person they dont have the authority to overridfe the computer screen.

LadyPact -> RE: Soldier fights car repo! (12/20/2008 8:50:46 PM)
quote: ORIGINAL: TNstepsout quote: ORIGINAL: samboct TN 1) Calling from a battlezone is irrelevant- he shouldn't have had to- 2) If the bank does anything resembling due diligence which they should when handing out their money, they should know he's a soldier. You're right- it's possible he lied about that. What are the odds? 3) Due diligence means getting accurate information. If it were your own money, would you loan it out as willy nilly as banks have? How about the deluge of credit card offers that we used to get- including some for 4 year old children and housepets? Are you suggesting that just this once, BOA did everything right? 4) Being behind 6-8 months is excused by reason that he's in a battlefield and the bank is expected to show leniency under these circumstances. You square things up when he's home. While normally I agree with you about hearing two sides to an issue, on this one you've got to grasp at straws. Yes, there is a possibility that the bank did nothing wrong here. There's also a possibility that I might go on a date with Pamela Anderson tomw. night. Neither one is very likely. Sam So you can't buy a car then enlist? If you know what it takes to find out if someone is enlisted then you'd know it's not that simple. If he bought the car, owned it for a year, then enlisted and went active, how's the bank to know? They aren't magicians. Why should he get a free pass for 6-8 months? Where is his money going during that time? You most certainly can buy a car and then enlist. However, it generally takes more time to achieve the rank of Sergeant than it does to pay off a car. Tell you what. If you think it's "just a job" you have a very misguided sense of what members of the military go through. No, pay is not always right. No, benefits are not always able to be obtained. No, it isn't easy to contact the institutions to settle your financial affairs, much less your family. As a military wife, I am so grateful that, in general, the public is much more supportive than some of the comments I have seen in this thread. The word "disgusting" does fit, but probably not when applied to the soldier.

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