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RE: Obamacare - 5/22/2015 1:48:01 AM   
joether


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quote:

ORIGINAL: ExiledTyrant

Out of curiosity, is there a federal entity that controls and regulates insurance companies?


The Department of Health and Human Services comes to mind here....

Each state has a 'state level' version of HSS in some form.

(in reply to ExiledTyrant)
Profile   Post #: 21
RE: Obamacare - 5/22/2015 1:51:19 AM   
keptinchains


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The saddest thing is that Obamacare is not what it says it is at all. The "Affordable Care Act" does not offer affordable care at all, it offers so-caled affordable health insurance. The problem with this is that the insurance companies are still in control of it all, and they are the biggest crooks imaginable, hell they even make lawyers looks caring.

(in reply to joether)
Profile   Post #: 22
RE: Obamacare - 5/22/2015 3:16:11 AM   
JVoV


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quote:

ORIGINAL: joether


quote:

ORIGINAL: ExiledTyrant

Out of curiosity, is there a federal entity that controls and regulates insurance companies?


The Department of Health and Human Services comes to mind here....

Each state has a 'state level' version of HSS in some form.


http://en.m.wikipedia.org/wiki/Insurance_regulatory_law

In 1869, the United States Supreme Court cemented state-based insurance regulation as the law of the land when it ruled in Paul v. Virginia[8] that the issuance of a policy of insurance was not the transaction of commerce, and therefore beyond the scope of federal legislation.

HHS does operate the Center for Disease Control & Prevention, as well as the Food & Drug Administration, but has no authority over insurance of any sort.

The Federal Trade Commision may have some authority over the companies themselves, but not in regards to patient care.

< Message edited by JVoV -- 5/22/2015 3:22:05 AM >

(in reply to joether)
Profile   Post #: 23
RE: Obamacare - 5/22/2015 3:40:43 AM   
DaddySatyr


Posts: 9381
Joined: 8/29/2011
From: Pittston, Pennsyltucky
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quote:

ORIGINAL: HunterCA

California has an insurance commisoner. When a lot of policies went up nation wide, ours really didn't because we've been paying massive high costs due to nazi leftist insurance politicians for years. I've been sorta gloating about that while I watch the rest of all of you catch up with us and the higher costs. For instance I ha a friend in Oregon paying less than half I was paying. Well, it's pretty much parity now.



I think it's telling that in a lot of states, you'll find entities controlling insurance like: "The Department of Banking & Insurance".

Kind of makes you go: "Hmmmm ..."



Michael


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Profile   Post #: 24
RE: Obamacare - 5/22/2015 7:43:17 AM   
HunterCA


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quote:

ORIGINAL: joether

quote:

ORIGINAL: KenDckey
You know what I hate about the law is it takes the SHOULD away. It requires you to pay money one way or ther other - preiums or extra taxes and in reality for the majority both. Everyone SHOULD have health care. You will never get an argument from me about that. It is the other that I object to.


I agree that everyone should have healthcare. Unforuntately we have people shouting that 'socialism is evil'. Why is that? Because they look at the negative moments in time when some dictator used the concept to advance their own ends. And ignore the instances in which socialism has been used (like the Scandinavian countries). A people afraid to have their views challenges, I suppose.

Others state that capitalism should be the driving force for healthcare. That it forces improvements, cuts costs, and is better for everyone. Its not better for everyone. Becomes more obvious the further away from the concept of 'rich' one gets. It doesn't force improvements; Medicaid has a smaller overhead than all the private owned insurance companies. Its hard to compete when the 'ceo' and upper level management in the government make anywhere from 1/10th to 1/500th what private company CEO's and upper management make in a year.

The purpose of ACA was to force companies to spend at least 85% of every dollar on patients. A measure INTENSELY fought over by the Republicans and Tea Party. Supporters of the Republicans I can understand; they want money regardless of how or why. Tea Parties are heavily manipulated to think and do things for the GOP (they are the bitches of the GOP...). Before the ACA, patients were lucky if even 65% of each dollar went towards patients. One of many reasons the GOP wishes to destroy the ACA.

The part that I dislike is the types of plan levels: bronze, silver, gold, and platinum. I understand why they created the tier system. Helps standardize concepts within policies. I think it should have been expanded to eight rather than just four. Trust me when I say the reason for the government to make four tiers was more to help the judicial branch from pulling out its hair and not have to 'legislate from the bench'. Before hand policies were so different in scale and concept that in court cases, it was very hard if not impossible to find an 'industry standard' for anything. Judges in our system of government wish to keep rulings steady and agreeable. Now if there is a ruling that effects a silver plan, it can effect all silver plans. This helps everyone in the long run.

The President's original bill was to change things to the more efficient single payer system (fianncially speaking). It would have helped people like you and me and about 99% of other US Citizens. But the GOP serves the 1%.....





I wonder....does that include the Clinton slush/charity fund. No! It can't, because they only spend 15% on their purpose and they think that's plenty.

(in reply to joether)
Profile   Post #: 25
RE: Obamacare - 5/22/2015 7:44:21 AM   
HunterCA


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Joined: 6/21/2007
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quote:

ORIGINAL: JVoV

quote:

ORIGINAL: joether


quote:

ORIGINAL: ExiledTyrant

Out of curiosity, is there a federal entity that controls and regulates insurance companies?


The Department of Health and Human Services comes to mind here....

Each state has a 'state level' version of HSS in some form.


http://en.m.wikipedia.org/wiki/Insurance_regulatory_law

In 1869, the United States Supreme Court cemented state-based insurance regulation as the law of the land when it ruled in Paul v. Virginia[8] that the issuance of a policy of insurance was not the transaction of commerce, and therefore beyond the scope of federal legislation.

HHS does operate the Center for Disease Control & Prevention, as well as the Food & Drug Administration, but has no authority over insurance of any sort.

The Federal Trade Commision may have some authority over the companies themselves, but not in regards to patient care.



Joe never lets facts or research deny you his wisdom.

(in reply to JVoV)
Profile   Post #: 26
RE: Obamacare - 5/22/2015 7:45:41 AM   
mnottertail


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Joined: 11/3/2004
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quote:

ORIGINAL: HunterCA

I wonder....does that include the Clinton slush/charity fund. No! It can't, because they only spend 15% on their purpose and they think that's plenty.


I wonder how much the Koch slush fund hands out, or the other dark money slush funds hiding from the American people and stealing their money and country does.


< Message edited by mnottertail -- 5/22/2015 7:46:11 AM >


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Profile   Post #: 27
RE: Obamacare - 5/22/2015 8:12:53 AM   
DesideriScuri


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quote:

ORIGINAL: keptinchains
The saddest thing is that Obamacare is not what it says it is at all. The "Affordable Care Act" does not offer affordable care at all, it offers so-caled affordable health insurance. The problem with this is that the insurance companies are still in control of it all, and they are the biggest crooks imaginable, hell they even make lawyers looks caring.


Welcome to the Dungeon.

It isn't even offering affordable health insurance. It's making it affordable to some by forcing everyone to pay, making it less affordable for some, and by taxing "the rich" and businesses.

It's just a game to shift where the dollars are coming from. It's not going to reduce the overall spending much at all.


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  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to keptinchains)
Profile   Post #: 28
RE: Obamacare - 5/22/2015 8:52:22 AM   
tj444


Posts: 7574
Joined: 3/7/2010
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quote:

ORIGINAL: MercTech

Yep, mandatory insurance in no way means you can get health care any more than mandatory vehicle insurance means you can get your car repaired.

Apples and oranges.

But, what a windfall for the health insurance companies that force high dollar policies that will never pay much, if anything, out for health care.

We need health care reform; not a pork barrel for insurance companies.

Not just a windfall for insurance corps, but for all medical services & drug corps.. that is so evident when you compare the cost of the same drug or operation in various countries and the cost here is 2 to 4 times as much.. The original idea of Obamacare was good, but it has been spindled, mutilated and hijacked by all the greedy corps and their lobbyists and the corrupt politicians they have bought and turned into the second biggest scam this country has seen (behind the Great Recession bank/wall street bailout scam).. it is now an example to the world of what not to do..

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Profile   Post #: 29
RE: Obamacare - 5/22/2015 9:05:26 AM   
Sanity


Posts: 22039
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From: Nampa, Idaho USA
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quote:

ORIGINAL: tj444

quote:

ORIGINAL: MercTech

Yep, mandatory insurance in no way means you can get health care any more than mandatory vehicle insurance means you can get your car repaired.

Apples and oranges.

But, what a windfall for the health insurance companies that force high dollar policies that will never pay much, if anything, out for health care.

We need health care reform; not a pork barrel for insurance companies.

Not just a windfall for insurance corps, but for all medical services & drug corps.. that is so evident when you compare the cost of the same drug or operation in various countries and the cost here is 2 to 4 times as much.. The original idea of Obamacare was good, but it has been spindled, mutilated and hijacked by all the greedy corps and their lobbyists and the corrupt politicians they have bought and turned into the second biggest scam this country has seen (behind the Great Recession bank/wall street bailout scam).. it is now an example to the world of what not to do..


The Democrats had their lobbyist cronies write Obamacare

What do you think all of the secrecy was about. Why do you think Pelosi said she would find out what was in it after they passed it.

(Youve been Grubered)

_____________________________

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(in reply to tj444)
Profile   Post #: 30
RE: Obamacare - 5/22/2015 9:16:30 AM   
mnottertail


Posts: 60698
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Well she never said that, and while rightwing fucksticks whine, they don't do anything about it, just write dogshit bills to poison the air and water and give corporations our money.

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


(in reply to Sanity)
Profile   Post #: 31
RE: Obamacare - 5/22/2015 9:32:59 AM   
tj444


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Joined: 3/7/2010
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quote:

ORIGINAL: Sanity


quote:

ORIGINAL: tj444

quote:

ORIGINAL: MercTech

Yep, mandatory insurance in no way means you can get health care any more than mandatory vehicle insurance means you can get your car repaired.

Apples and oranges.

But, what a windfall for the health insurance companies that force high dollar policies that will never pay much, if anything, out for health care.

We need health care reform; not a pork barrel for insurance companies.

Not just a windfall for insurance corps, but for all medical services & drug corps.. that is so evident when you compare the cost of the same drug or operation in various countries and the cost here is 2 to 4 times as much.. The original idea of Obamacare was good, but it has been spindled, mutilated and hijacked by all the greedy corps and their lobbyists and the corrupt politicians they have bought and turned into the second biggest scam this country has seen (behind the Great Recession bank/wall street bailout scam).. it is now an example to the world of what not to do..


The Democrats had their lobbyist cronies write Obamacare

What do you think all of the secrecy was about. Why do you think Pelosi said she would find out what was in it after they passed it.

(Youve been Grubered)

it was both the Ds & the Rs & the lobbyists for the greedy corps changing it, mutilating it.. and you have ended up with the dog's breakfast you have today..

_____________________________

As Anderson Cooper said “If he (Trump) took a dump on his desk, you would defend it”

(in reply to Sanity)
Profile   Post #: 32
RE: Obamacare - 5/22/2015 9:39:11 AM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
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quote:

ORIGINAL: tj444

it was both the Ds & the Rs & the lobbyists for the greedy corps changing it, mutilating it.. and you have ended up with the dog's breakfast you have today..


Who told you that lie

Obamacare had no Republican input. None.

_____________________________

Inside Every Liberal Is A Totalitarian Screaming To Get Out

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Profile   Post #: 33
RE: Obamacare - 5/22/2015 9:45:46 AM   
mnottertail


Posts: 60698
Joined: 11/3/2004
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He tried, but no they can't.

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Have they not divided the prey; to every man a damsel or two? Judges 5:30


(in reply to Sanity)
Profile   Post #: 34
RE: Obamacare - 5/22/2015 11:38:03 AM   
tj444


Posts: 7574
Joined: 3/7/2010
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quote:

ORIGINAL: Sanity


quote:

ORIGINAL: tj444

it was both the Ds & the Rs & the lobbyists for the greedy corps changing it, mutilating it.. and you have ended up with the dog's breakfast you have today..


Who told you that lie

Obamacare had no Republican input. None.

omg.. of course the Rs had input and influence on what went into Obamacare..

"Almost no one is noting the extraordinary influence Republicans had on the healthcare reform bill crafted by the Senate, as it made its way through the committee process last year. The bill approved by Sen. Christopher Dodd’s Health, Education, Labor and Pensions committee, for instance, included 161 amendments authored by Republicans. Only 49 Republican amendments were rejected out of 210 considered."
http://www.salon.com/2010/02/23/hcr_amendments/


_____________________________

As Anderson Cooper said “If he (Trump) took a dump on his desk, you would defend it”

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Profile   Post #: 35
RE: Obamacare - 5/22/2015 11:54:01 AM   
mnottertail


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You waste your time, all this was in the real media. And he don't watch that.

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


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Profile   Post #: 36
RE: Obamacare - 5/22/2015 6:33:25 PM   
cloudboy


Posts: 7306
Joined: 12/14/2005
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quote:

ORIGINAL: mnottertail

You waste your time, all this was in the real media. And he don't watch that.


Amen. A+ for clarity and truth.

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Profile   Post #: 37
RE: Obamacare - 5/23/2015 8:39:40 AM   
MercTech


Posts: 3706
Joined: 7/4/2006
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quote:

ORIGINAL: joether


quote:

ORIGINAL: ExiledTyrant

Out of curiosity, is there a federal entity that controls and regulates insurance companies?


The Department of Health and Human Services comes to mind here....

Each state has a 'state level' version of HSS in some form.


Department of Health and Human Services has nothing to do with insurance companies. The Securities and Exchange Commission regulates insurance companies if they are incorporated.

What we need is legislation to make it a SEC violation for health insurance companies to own health care provider companies. As long as that monopolistic practice is allowed to continue; the upward spiraling of health care charges will continue.

(in reply to joether)
Profile   Post #: 38
RE: Obamacare - 5/23/2015 8:46:35 AM   
mnottertail


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Uh, states rights issue. Laws individual for each state, and controlled and copped by the state insurance commissioner.

http://www.patientadvocate.org/index.php?p=178

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


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Profile   Post #: 39
RE: Obamacare - 5/23/2015 8:56:01 AM   
MercTech


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Joined: 7/4/2006
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quote:

ORIGINAL: mnottertail

Uh, states rights issue. Laws individual for each state, and controlled and copped by the state insurance commissioner.

http://www.patientadvocate.org/index.php?p=178


Insurance commissions are by state. Regulation of corporations covering more that one state is SEC. I'm talking about regulating multi state monopolistic organizations; not talking about insurance policies in individual states. Coming at the issue from a corporate collusion angle.

(in reply to mnottertail)
Profile   Post #: 40
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