joether
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Joined: 7/24/2005
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quote:
ORIGINAL: MercTech
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ORIGINAL: joether
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ORIGINAL: MercTech
It still remains that health insurance in no way equates to health care. A $6000.00 deductible policy means you are still expected to pay ridiculously inflated fees to see anyone much less afford treatment.
Obamacare is a wonderful cash cow for health insurance companies that does little or nothing to provide health care to people.
Health insurance before the ACA was a wonderful cash cow for the insurance industry. Not having health insurance and being in an accident bankrupted most middle class Americans. Yes, paying $6,000 for a $50,000 auto accident (which is where your example comes from) does sound like a lot. However, before the ACA, most of the plans would have you pay many times that. Would you rather pay $6,000 (current ACA) or $30,000 (without the ACA)? The GOP/TP wants you to pay that $30,000 sum; in fact, if you just go ahead and pay 95% of the bill, that's 'OK" by them.....
Maybe you could read the facts? Does it make sense to make dumb decisions about your financial and medical health? For you and your loved ones?
It will still bankrupt the average U.S. Citizen. $6000 deductible with 60% covered thereafter is a prescription for bankruptcy in any kind of serious illness. Having a health insurance plan in no way means you can get affordable health care any more than having car insurance means you can find a reasonably priced and competent auto mechanic.
I pay less on healthcare than my auto insurance in which I'm required to obtain by the state. Yet, the benefits I get from my healthcare far outstrip those of the auto insurance. An that I've had medical problems are still less than what I paid to fix my car over the same time period.
People do have serious medical issues. Some are very sick, deep injuries, or long term physical, mental, and/or emotional problems. I'm all for expanding the ACA to do more for Americans, rather than less. One can not really enjoy liberty when they are suffering! The ACA was a compromised between the President Obama and the Democrats in Congress. To be more precise, it was Democrats whom were trying to get some Republicans to sign on. The Republicans told the Democrats if they added certain things, they would vote in favor of it. So this 'watering down' effect took place, and the Republicans all voted against it.
Now if we had just gone with the President's original document....
Oh, you did read that one? Much better way of handling the financial side of things from the point of view of the common citizen.
quote:
ORIGINAL: MercTech
We need to get some reality into health care and quit trying to equate insurance with being able to get health care. The gouging billing structure that exists in the medical industry is a heinous travesty. If you go to a hospital; you get bills months later from companies you have never heard of and never had direct dealings with. Often, insurance refuses to pay and you are turned over to debt collectors for bills for services you never heard of. But, actually considering legislation to regulate health care is attacking a sacred cow.
Reality in healthcare? 90% of Americans have no visibility on....WHAT.....or.....HOW....the ACA operates. Because none of them have read the fucking law! How do you expect these people to understand how healthcare operates in the country, knowing that? It would take a considerable amount of resources (funding, time, educators, etc.) just to get Americans up to speed on the technical aspects of things alone. Not to mention explaining the legal requirements, political realities, and understanding what happens when we as a nation fuck up on stuff. An do this while a major political party tries to spew out misleading and false information every minute of every day.
Good Luck.....
President Obama and the Democrats tried to do it in 2009-2015. How successful do you think they have been?
The really funny part is those whom were totally against the ACA, due to political viewpoints, sitting down and reading what they get; suddenly feel very foolish. That they backed something that was trying to remove good things from their wallet! Ignorant people making bad financial decisions have cost the nation much already. We have one major political party (that is also against the ACA) that wants Americans to stay ignorant. Ignorant people are easy to control and manipulate.
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Uninsured Rate Drops under Obamacare - 
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