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LanceHughes -> RE: Obamacare and You. Here's the reality. This shit is great... (10/23/2013 12:50:12 PM)
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quote:
ORIGINAL: TreasureKY
Based on this spreadsheet it looks like either Kentucky has no policies... or the State of Kentucky no longer exists.
Hmmm... perhaps you need look no further than your own link for "shit that doesn't work". [;)]
Nope. What we are seeing is ONLY those states that decided to use the Federal "Exchange." For example, both California and Colorado don't appear because they have their own Exchanges. I can't answer for Kentucky, but I bet that's the case.
What is NOT working at the Federal level is the interfaces, both the "facing out" and "facing in." When you actually buy a plan, after shopping and ask for the subsidies, your SSN will be checked against the Social Security database to make sure that you have one and that's the right name. (That's but one, teeny, tiny example that's easy to understand.)
I know these things because I was recently working for a call-center run by Anthem / Wellpoint / Blue Cross / Blue Shield and was trained to explain this to the hundreds of folks calling in to bitch about their new - almost always doubled - rates.
The call-center was one of the worst run companies I've ever come across. What a friggen mess. I am grateful to not be working there anymore. Most of the reasons I left are about the company, a few about trying to help people get low-cost / affordable health care when there simply isn't any option.
Obamacare is another socialistic program - Rob from the rich and give to the poor. Income distribution, whatever you want to call it. Here, the Feds are simply paying the subsidies. Money from? And BTW, if you want the max subsidies, get a "silver plan." Bronze plans only cover your premium subsidy; Silver covers that and a co-pay subsidy.
ObamaCare is also the first step toward the "one-payer" option, i.e. socialized medicine. You will have a premium deducted from your paycheck, just as we now pay Soc.Security. When ill or needing surgery or whatever, you will simply appear at a facility and have no charge, no co-pay.
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Meanwhile, there are 10 EHBs (Essential Health Benefits) that are required to be in ALL policies whether you need that form of coverage or not. For example, I'm paying for Pediatric Dental.... gay man? Nope, I don't think so.
Some are reasonable - especially those EHBs that are preventive. Free flu shots and other recommended injections. Men's screenings for prostrate cancer and women's screenings like PAP smears and mammograms.
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All in all, a move toward complete Government health care. Own any Stock in Health insurance companies? Sell now the price will continue to drop. And that's the truth. PTTTTTShhhhhh! (as Gilda would say.)
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