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health insurance exchanges a big savings - 11/12/2012 10:38:15 AM   
defiantbadgirl


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According to what I read, anyone on the exchanges making between 133% - 400% of the federal poverty level will have most of their premiums, anywhere from 91% - 96% paid for by the government. If someone makes 155% of the poverty level, only 4% of their income goes to health insurance premiums meaning the government picks up the remaining 96% (100 - 4 = 96). If someone makes 400% of the federal poverty level, 9% of their income goes to health insurance premiums and the government pays the other 91%. (100 - 9 = 91). According to federal poverty guidelines, 400% FPL is $44,680 for a single person, 60,520 for a family of two, 76,360 for a family of three, and so on. Many people are spending far more than 4% - 9% of their income on health insurance.

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Only in the United States is the health of the people secondary to making money. If this is what "capitalism" is about, I'll take socialism any day of the week.


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RE: health insurance exchanges a big savings - 11/12/2012 11:39:58 AM   
tazzygirl


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So much for "free" insurance

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If you want it sugar coated, dont ask me what i think! It would violate TOS.

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RE: health insurance exchanges a big savings - 11/12/2012 12:49:43 PM   
DomKen


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quote:

ORIGINAL: defiantbadgirl

According to what I read, anyone on the exchanges making between 133% - 400% of the federal poverty level will have most of their premiums, anywhere from 91% - 96% paid for by the government. If someone makes 155% of the poverty level, only 4% of their income goes to health insurance premiums meaning the government picks up the remaining 96% (100 - 4 = 96). If someone makes 400% of the federal poverty level, 9% of their income goes to health insurance premiums and the government pays the other 91%. (100 - 9 = 91). According to federal poverty guidelines, 400% FPL is $44,680 for a single person, 60,520 for a family of two, 76,360 for a family of three, and so on. Many people are spending far more than 4% - 9% of their income on health insurance.

You're messing up the numbers
at 155% of the federal poverty level no more than 4% of the person's income will be charged as an insurance premium. That leaves the person with 96% of their income for other uses. The total insurance premium paid by the feds and themselves is not equal to their income.

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RE: health insurance exchanges a big savings - 11/12/2012 7:46:12 PM   
LookieNoNookie


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quote:

ORIGINAL: defiantbadgirl

According to what I read, anyone on the exchanges making between 133% - 400% of the federal poverty level will have most of their premiums, anywhere from 91% - 96% paid for by the government. If someone makes 155% of the poverty level, only 4% of their income goes to health insurance premiums meaning the government picks up the remaining 96% (100 - 4 = 96). If someone makes 400% of the federal poverty level, 9% of their income goes to health insurance premiums and the government pays the other 91%. (100 - 9 = 91). According to federal poverty guidelines, 400% FPL is $44,680 for a single person, 60,520 for a family of two, 76,360 for a family of three, and so on. Many people are spending far more than 4% - 9% of their income on health insurance.


Welcome to the wonderful fabulousness of ObamaCare :)

Get ready for your taxes to go up :)

You voted for this.

Enjoy.

Me? I'm just gonna raise prices 25%.

(Gawd I love this country).

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RE: health insurance exchanges a big savings - 11/12/2012 7:47:33 PM   
tazzygirl


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Cool! Some of us dont mind paying a bit more in taxes.... the benefits will be realized in the end.

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Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

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RE: health insurance exchanges a big savings - 11/12/2012 8:32:18 PM   
LookieNoNookie


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quote:

ORIGINAL: tazzygirl

Cool! Some of us dont mind paying a bit more in taxes.... the benefits will be realized in the end.


I don't mind paying higher taxes either...never have.

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RE: health insurance exchanges a big savings - 11/12/2012 9:24:17 PM   
slvemike4u


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Than why are you constantly bitching about it ?
Does it have anything to do with that whole "help your fellow man" but,yanno what you guys call re-distribution ?

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Forget Guns-----Ban the pools

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RE: health insurance exchanges a big savings - 11/13/2012 4:50:57 AM   
subspaceseven


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Your post just shows how little people know about the plan....

Your numbers are wrong as explained by DK So people who have lower incomes will be able to get insurance, with a cap on what the fees can be.

Of course states like Texas, with the highest rate of poor people without insurance, is saying no, not here, so then the cost of treating those people is passed on to everyone else. It's not like if you are poor and do not have insurance, you or your children will never get sick, but that is what Perry and the GOP officials in Texas think, of course they have some of the lowest school test scores in the country so it does make sense they would not get it

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RE: health insurance exchanges a big savings - 11/13/2012 5:19:07 AM   
tazzygirl


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Texas is saying no to the Medicaid.... if the state doesnt set up an exchange, the fed government will.

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Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

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RE: health costs - 11/13/2012 5:24:09 AM   
ElChupa


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Now it is time to pay for socialism. Good luck with that.

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RE: health costs - 11/13/2012 5:30:29 AM   
tazzygirl


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Get back to me when you understand just what socialism really is.

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to ElChupa)
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RE:health insurance exchanges a big savings - 11/13/2012 5:45:37 AM   
Lucylastic


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RE: health insurance exchanges a big savings - 11/13/2012 6:06:25 AM   
DesideriScuri


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quote:

ORIGINAL: tazzygirl
Texas is saying no to the Medicaid.... if the state doesnt set up an exchange, the fed government will.


I heard someone on Rush yesterday that there is no money set aside for the Federal Government to set exchanges up in a State. I have done no fact-checking on it (haven't had time), so this should be treated solely as a rumor.

Have you heard this same rumor? Have you looked into it yet?

_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

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RE: health insurance exchanges a big savings - 11/13/2012 6:20:58 AM   
tazzygirl


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The funding increase is included in a $1 billion hike for program management at the Medicare agency, which hosts the exchange program.

"The majority of that funding is going to the implementation of the exchanges," said Marilyn Tavenner, the acting administrator for the Centers for Medicare and Medicaid Services. "We plan on working with Congress for additional funding. … We have a plan to implement the exchanges so they'll be operational by 2014."

The healthcare law did not set aside any money specifically for the creation of a federal exchange. The new budget fixes that by allocating $574 million for the creation of the so-called "Federally-facilitated Exchange" and to "begin the process of certifying state-based Exchanges," according to budget documents.

http://thehill.com/blogs/healthwatch/health-reform-implementation/210353-obama-budget-sets-aside-864-million-to-kickstart-healthcare-reform-law



_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to DesideriScuri)
Profile   Post #: 14
RE: health insurance exchanges a big savings - 11/13/2012 4:31:31 PM   
LookieNoNookie


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quote:

ORIGINAL: slvemike4u

Than why are you constantly bitching about it ?
Does it have anything to do with that whole "help your fellow man" but,yanno what you guys call re-distribution ?


I've never complained about paying higher taxes....I encourage you to find any post where I did.

What I have consistently said was (multiple times, by the way)....I'd be more than happy to pay higher taxes so long as those pricks in DC would lower spending on at LEAST a 2 for 1 (my preference would be 3 for 1) reduction in spending for every new dollar in tax revenues.

I'd never said anything other than that.

< Message edited by LookieNoNookie -- 11/13/2012 4:49:53 PM >

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RE: health insurance exchanges a big savings - 11/13/2012 4:45:27 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
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quote:

ORIGINAL: tazzygirl
The funding increase is included in a $1 billion hike for program management at the Medicare agency, which hosts the exchange program.
"The majority of that funding is going to the implementation of the exchanges," said Marilyn Tavenner, the acting administrator for the Centers for Medicare and Medicaid Services. "We plan on working with Congress for additional funding. … We have a plan to implement the exchanges so they'll be operational by 2014."
The healthcare law did not set aside any money specifically for the creation of a federal exchange. The new budget fixes that by allocating $574 million for the creation of the so-called "Federally-facilitated Exchange" and to "begin the process of certifying state-based Exchanges," according to budget documents.
http://thehill.com/blogs/healthwatch/health-reform-implementation/210353-obama-budget-sets-aside-864-million-to-kickstart-healthcare-reform-law


Thanks for that!

_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to tazzygirl)
Profile   Post #: 16
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