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if not paypal then who do you use? - 2/6/2012 8:30:21 AM   
needlesandpins


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i have set up a couple of webites and have no idea what sort of money they will generate. the thing is i don't want to have seperate business account for them that will cost me a small fortune when i may not be making that much. one site will be a 'donations' only site and i want both sites to pay into my normal current account.....or at least an online account that i can transfer into my current account.

paypal seems great for the checkout and integrating into the site, and they have a donations button. however, they are insisting that i have a business account for each 'business' which would end up costing me far more than i'm likely to gain at the moment.

what i want is a company that will let me accept card payments from anywhere with no set up or monthly fees. i don't mind paying transaction fees, but i want both sites to pay into one account....or allow me to transfer freely into my normal current account. i've looked at loads on the search, but i know that word of mouth is best.

if anyone has any advice or suggestions you can pm me on the other side if needs be. i'd be very greatful as paypal are proving to be very good at not answering my questions and i need these sites online very soon.

thanks

needles
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RE: if not paypal then who do you use? - 2/6/2012 8:33:36 AM   
frazzle


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You dont need to set up a business account wth paypal.

Your issue is paypal dont allow payment for sex services

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RE: if not paypal then who do you use? - 2/6/2012 8:46:05 AM   
needlesandpins


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quote:

ORIGINAL: frazzle

You dont need to set up a business account wth paypal.

Your issue is paypal dont allow payment for sex services


if i were selling sex sweetheart it wouldn't be on the net.

paypal will not verify my personal account because of my personal name doesn't match my business name. they insist that my account name has to match my business name, it really is that simple and nothing to do with sex.

how very presumptious of you to assume i'm selling sex!

needles

some people actually have real business' even though they are on here ya know.

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RE: if not paypal then who do you use? - 2/6/2012 8:52:02 AM   
MistrixMsE


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Actually they dont allow anything adult oriented... should they review your site and decide its adult in nature, they seize your funds and close your account. Unless the sites are 100% vanilla & in no way adult oriented, you'll violate their TOS. 

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RE: if not paypal then who do you use? - 2/6/2012 9:09:09 AM   
needlesandpins


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It's Not An Adult Site!

there is nothing adult about a horse site full stop. the ONLY issue is the name of the business not being the same as MY PERSONAL name on MY bank account.

now get your minds out of the gutter and consider that some of us arn't blagging cash off guys for sex.

needles

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RE: if not paypal then who do you use? - 2/6/2012 9:24:11 AM   
xxblushesxx


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People were trying to help you. You are on an adult site, and you weren't specific with the type of businesses you were proposing to begin. The people who answered were actually trying to help you. When you say "if not paypal", I assume it's adult in nature. Oh, and just because a business is adult in nature, it doesn't make it any less "real". I can assure you that the money my adult business brings in is quite "real" and spends just the same as money brought in on a horse related site.

Why would it cost you anything to open a bank account in the businesses' names? It doesn't take much or cost much to get a dba, and that way you'll be covered. Most payment processors charge an up-front fee, and then a monthly fee to maintain your account for a very good reason; a lot of new businesses never make any money.

So, if you want to use paypal, you'll have to play by their rules.

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RE: if not paypal then who do you use? - 2/6/2012 9:31:43 AM   
KyttynTheMynx


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Here ya go. I dont what specifically you are looking for in a company (people are picky about their things), so this should help you narrow down options.

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RE: if not paypal then who do you use? - 2/6/2012 9:39:50 AM   
GreedyTop


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Chrissy...needles is in the UK.. there may be different banking/online acct stuffs and such in place there.

(and dammit, needles, ya shoulda said so *grin*)

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RE: if not paypal then who do you use? - 2/6/2012 9:41:30 AM   
kalikshama


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GIGO

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RE: if not paypal then who do you use? - 2/6/2012 10:05:17 AM   
needlesandpins


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quote:

ORIGINAL: xxblushesxx

People were trying to help you. You are on an adult site, and you weren't specific with the type of businesses you were proposing to begin. The people who answered were actually trying to help you. When you say "if not paypal", I assume it's adult in nature. Oh, and just because a business is adult in nature, it doesn't make it any less "real". I can assure you that the money my adult business brings in is quite "real" and spends just the same as money brought in on a horse related site.

Why would it cost you anything to open a bank account in the businesses' names? It doesn't take much or cost much to get a dba, and that way you'll be covered. Most payment processors charge an up-front fee, and then a monthly fee to maintain your account for a very good reason; a lot of new businesses never make any money.

So, if you want to use paypal, you'll have to play by their rules.


blushes, i did say what my problem is, i then also explained further. had i been wanting to know what online banking would let me have an adult/sex site i would have asked specifically for that. my explaination of my problem is pretty clear. i don't see the first two posts as trying to help, i see them as judgemental because of the nature of alot of 'pro dommes' asking for tributes.

i had already said once that it was nothing sex related so the second answer was even less needed.

when i'm talking 'real' i mean just that, not someone sat behind a computor screen scamming guys for cash. that is what i said.

our banks in the uk charge for business accounts. it''s fees i simply can not afford right now. there are alot of companies out there providing the ability to accept online payments for no cost other than when i payment is made. this is what i need, but i want someone reputable and thought with how many people this site has there must be people who use someone other than paypal.

i'm reading more and more bad things about them and i just wanted other people's opinions from an actual real business point of view. some fake domme is not what i'd call a real business no matter how much money they scam out of people. as for yourself, i have no idea what you do and wouldn't make assumptions had you just said you have a business. i posted in off topical, clearly that isn't enough for people to understand it's not about sex.

needles

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RE: if not paypal then who do you use? - 2/6/2012 10:08:06 AM   
needlesandpins


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quote:

ORIGINAL: KyttynTheMynx

Here ya go. I dont what specifically you are looking for in a company (people are picky about their things), so this should help you narrow down options.


thanks for that kyttyn. that is my problem though, i've already done all of that but don't know who is any good. i'm asking for people to tell me who they use if they are happy with their service.

i've looked at so many sites my eyes are sore.

needles

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RE: if not paypal then who do you use? - 2/6/2012 10:09:58 AM   
GreedyTop


Posts: 52100
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From: Savannah, GA
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needles, I didn't check Kyttyn's link, but have you checked amazon? as a vendor you should be able to advertise there, and I *think* they have a site based payment system (I could be wrong...)

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polysnortatious
Supreme Goddess of Snark
CHARTER MEMBER: Lance's Fag Hags!
Waiting for my madman in a Blue Box.

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RE: if not paypal then who do you use? - 2/6/2012 10:12:51 AM   
needlesandpins


Posts: 3901
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quote:

ORIGINAL: GreedyTop

Chrissy...needles is in the UK.. there may be different banking/online acct stuffs and such in place there.

(and dammit, needles, ya shoulda said so *grin*)


they certainly is GT. it could end up costing me alot of money for a business account when i'm not charging for sales in the classified section of the site and instead asking that people give a donation towards running costs of the site, and charity. i may end up with nothing but losses as far as i know.

hence asking who other people actually use as a reccomendation.

needles

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RE: if not paypal then who do you use? - 2/6/2012 10:15:59 AM   
needlesandpins


Posts: 3901
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quote:

ORIGINAL: GreedyTop

needles, I didn't check Kyttyn's link, but have you checked amazon? as a vendor you should be able to advertise there, and I *think* they have a site based payment system (I could be wrong...)


i've looked into being an affiliate of their's and have to get intouch with them over the phone to sort out an email issue. i'll certainly ask how things go with them on that score too.

cheers Greedy

needles

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RE: if not paypal then who do you use? - 2/6/2012 10:37:17 AM   
MistrixMsE


Posts: 198
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From: Chicago, USA - Touring Internationally
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quote:

ORIGINAL: needlesandpins


blushes, i did say what my problem is, i then also explained further. had i been wanting to know what online banking would let me have an adult/sex site i would have asked specifically for that. my explaination of my problem is pretty clear. i don't see the first two posts as trying to help, i see them as judgemental because of the nature of alot of 'pro dommes' asking for tributes.

i had already said once that it was nothing sex related so the second answer was even less needed.

when i'm talking 'real' i mean just that, not someone sat behind a computor screen scamming guys for cash. that is what i said.

our banks in the uk charge for business accounts. it''s fees i simply can not afford right now. there are alot of companies out there providing the ability to accept online payments for no cost other than when i payment is made. this is what i need, but i want someone reputable and thought with how many people this site has there must be people who use someone other than paypal.

needles



Somewhat silly amount of defensiveness in your post. I was actually clarifying the previous posters use of 'sex services' as a violation of their tos, when in fact they define it more broadly. I certainly wouldn't call all sites/products they classify as adult 'sex related'. If you had said you had a VANILLA business site, we'd have understood your original question. Thus my specific clarification to that effect.

I know someone personally who had her acount locked for an investigation accusing her of selling porn & taking payment through her paypal. She was selling old textbooks. She was a well known porn star (no stage name), and paypal assumed that she was selling adult items (who knows why). It was lifted after 6 weeks when she provided printout copies of online auction listings & ads for their sale from her listings. But still... those are the kinds of things a company over sensitive to anything remotely adult related does pretty rashly, especially as corporate policy. Its not the only reason they suck though...

Entirely vanilla example: They've withdrawn 6k from a business clients account when he sent me $600 as a deposit for a project. They didnt give it to me of course, just pulled 6k out, giving me only $600. They took 6 days to return his $5400 no real satisfactory explanation as to how something like that could happen. Luckily the person in question was not financially crippled by that since he had more than enough in his account to cover all his bills/expenses with room to spare, but imagine if that was someone just scraping by?






_____________________________

Sadist with a sense of humor... your predicament amuses me.

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RE: if not paypal then who do you use? - 2/6/2012 10:59:37 AM   
needlesandpins


Posts: 3901
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not silly defenciveness at all. just having to point out twice that it's not sex related when i specifically said what my problem is in the first place is rather tiresome with everything else i've been doing over the last couple of days trying to sort it out.

what you have said about your experiance and that of the person you know makes me less inspired to actually use them. there is alot of complaining about 'chargebacks' that are actually done by scam people, but the vendor is the one who suffers. also of paypal holding onto money for longer than it actually takes to transfer it. there are multitudes of complaints about their customer service being shockingly inadequate, which so far i can only confirm.

there has to be someone more reputable out there. finding who they are though is proving harder than i thought.

thanks

needles

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RE: if not paypal then who do you use? - 2/6/2012 11:35:08 AM   
LadyHibiscus


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From: Island Of Misfit Toys
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Paypal has really become the juggernaut of online merchant activity. I wish it were otherwise. I had my vanilla account locked down years ago because a TOTALLY DIFFERENT PERSON had a similar email address for her escort site. Thank heavens for autosweep, I didn't lose any money, but I was selling ANTIQUES ffs! And they were NOT interested in my evidence of who I reallly was.

Now my merchant account says Hibiscus, though my own name is on the bank account. I don't have a business bank account attached to it, it's just a regular checking account. Could you perhaps start a second personal account with the business name as a signatory? Banks. Hmph.

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RE: if not paypal then who do you use? - 2/6/2012 11:52:25 AM   
needlesandpins


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Hibbie you have mail on the other side!

needles

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RE: if not paypal then who do you use? - 2/6/2012 11:56:39 AM   
LadyHibiscus


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From: Island Of Misfit Toys
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Saw it!

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RE: if not paypal then who do you use? - 2/6/2012 12:46:18 PM   
DaNewAgeViking


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I can tell you from experience to avoid GooglePay. I went to all the trouble to set up a business account for my non-profit literary trust (non-porno!) and within a few weeks they shut it down along with hundreds of others for reasons I can't discover. They flat out won't communicate with anyone, and if you look in their forums you'll find pages of complaints about their arbitrary policies.

I use PayPal: not entirely happy with their fees (someone has to pay the bills), and getting set up is a painstaking job, but thus far they have proved reliable.

Can't say about Amazon, although they are worth checking out. Sad to say there are few PayPal-like sites out there; most such are direct CC payment sites, and most charge dearly for the pleasure of their company. Good luck on your efforts!

What do you market, anyway?


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