RE: no debit or credit card payment by phone

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RE: no debit or credit card payment by phone - 1/5/2012 8:10:10 PM

erieangel

Posts: 2237
Joined: 6/19/2011
Status: offline

Using credit/debit cards online is even safer than using them in stores. A lot of stores don't have secure networks and hackers can very easily get into a store's system from someplace close by, download all customer information and drive away. Most websites are secure.

(in reply to LizDeluxe)

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RE: no debit or credit card payment by phone - 1/7/2012 12:26:11 AM

Casteele

Posts: 655
Joined: 12/10/2011
From: Near Sacramento, California, USA
Status: offline

FR

My guess would be an issue of security. Most online sites these days take credit card and other personally identifiable information over a secured https server--which is encrypted with very strong encryption. Not 100% secure or foolproof, but more so than completely unprotected/unsecured voice call. I'm actually amazed how many "computer security" classes I've looked at that consider social engineering, dumpster diving, phone phishing, monitor eavesdropping/display snooping, etc, but never address one of the first techniques I learned: Phone tapping. Heck, I changed to digital phones because in this building, with plain old-fashioned phone, I can hear my neighbors over my phone from just the crosstalk alone.

Also, the online versions leave a clear "paper" trail and logs. These can be used both to protect the sellers interests and to protect you from fraud.

(in reply to LizDeluxe)

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Post #: 22