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Aneirin -> RE: how are your finances? (5/27/2009 7:03:01 PM)
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How are my finances, well, they are ok, I live within my means and I long since came to the stage in my life where the latest bauble on offer is just yet another waste of money. I don't follow fashion and have no weaknesses for the consumerist lifestyle, so I am doing ok. Debts I do have, but they are in hand, payments which are easily affordable are being made, so no worries. The biggest thing I ever did though that has had such a positive effect, is to ditch credit, deal only with what I have, if I don't have the cash, I can't have the product simple as that. An effective method I have adopted when seeking things to buy, is to locate an item, research the price, find the cheapest on offer, then wait a couple of weeks and then check the mood, if the item is still wanted, from the cheapest outlet I will buy, but if the mood is I have lost interest, then the item was nothing more than a distraction and there a waste of money.
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