smartalex
Posts: 50
Joined: 5/29/2008 Status: offline
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HK, there's a huge gap between "involved" and "running the show." I'm not sure what your familiarity is with current medical business practice, but they are already involved. Have you heard of HIPAA? Do you know how much that has changed the face of medical billing, or do you just think that ends with the privacy forms you sign and insurance portability? Do I want the government running the show? I'll need to see a lot more evidence on how the proposed system would work before I could believe that they would do a better job of it than the private insurers. (I will grant that they can't do much worse.) I work in a medical practice doing billing. We don't "market" to Canada (or anywhere else), but have several cases on an annual basis for hysterectomies, etc. And I'm in Ga. I have no idea why that happens, all I know is they come in and pay about three times the revenue a Medicare patient would bring to the practice. (Governmental policies only pay the provider about $.30 on the dollar.) They pay over $3000, out of their own wallets, up front. These aren't "elective" surgeries. Patients are in pain, bleeding, with prolapsed uteruses. Meanwhile, I'm on the phone explaining to someone's 78 year old mother that even though they have a huge family history of cervical cancer, unless they sign a form that they are willing to pay out of pocket for their pap smear, they only get one every other year. And yes, the reason why the gyn didn't listen to their breathing, do the HEENT exam is that Medicare will fine them if they do. It's not that the doctor doesn't want to take her time (or his), but the government has decided that it's fraud to do so. Sounds like fun, doesn't it? Will this single pay system create more problems like this, or will it follow Medicare's lead? (And that's just a single example from one specialty.) I realize that it may be uncommon to find someone who isn't squarely behind the private insurers (I think they're scum) AND who also isn't gung-ho for the government regulated set up (I'm not sure I can point to many governmental programs that are overwhelmingly successful.) I prefer to take my time to make up my mind. Any statements that cast me as dedicated to the private sector system, not wanting any governmental involvement (as I said, too late already). . .is a result of miscommunication. If you need me to explain that again, just let me know. However, let's take a step back. We've already got some pretty major changes going on in medicine that are going to be huge costs to practices with the dramatic increase in diagnoses that was mandated back in August. My private opinion is that medicine shouldn't be run solely looking at the bottom line, the way private insurers do it. The transcript you quoted makes me ill. But doctors need to eat, and so do the people who work for them. But guess what? The federal and state insurers are no better. I'm a bit attached to my paycheck, since it does let me do frivolous things like pay my mortgage, eat and put gas in the car. I work damn hard for that check, jumping through hoops so that the governmental and private insurers will do what they told the patients they would do--pay for the medical care. Neither private insurers or governmental insurers get a gold star from me.
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