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Termyn8or -> RE: squarters up- foreclosed empty homes (5/19/2008 11:46:20 PM)
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Y'know I actually considered that. I wouldn't do it but I know I could. We got two places in this neighborhood that are likely to remain vacant for some time.
First of all I wouldn't do it because eventually the shit hits the fan and they get screwed. Secondly what do I get out of it, five to seven grand a year ? Not worth it because it is fraud and therefore a felony.
Howeve we do enjoy having the extra parking. Oh yeah, have a big party and the street is all parked up ? Just take either that driveway or that one. My one neighbor who has since moved used the one driveway for about two years, for most of that time parked two vans there. For his business, he does route sales. I called him, not the owner of the house, him, technically a squatter to get him to move his trucks so we could by buddy's 24' boat there. I kid you not. He would be gone, so he put the keys out, in one of those magnetic key boxes and gave me the code to the alarm for the other van.
The other free driveway is even better because you can get out without everybody behind you having to move.
I know a couple of homeless people, although I haven't seen them in a while. I would just tell them to kick in the back door, don't wreck the place and be quiet and, well so far they could've been there for five years at least. The place has been vacant for a very long time. Actually it is a good thing to park in the drive, makes the place look lived in and these days you have to worry about people coming and cutting out the plumbing for scrap.
Actually I am surprised nobody is actually running a game like that. You call to get utilities they don't check ownership, unless there is a big bill owed. I could have rented the place out the whole time. I could have lied to the neighbors and told them I bought it. We could have renewed a five year lease by now. Who would be the wiser ?
Jail. Tell you this, the don't want me, no matter how many warrants I have, but this would be a felony, and there is no way to do it without a paper trail leading right to my front door. Then they WILL lock me up, of that I am sure. But I could hand it off to someone with no roots, someone who could be gone in a heartbeat.
Fuck that, I am not going to support nor condone any shit like this. It may look tempting, but it would only increase my income what 15% ? Fuck that. Now if I could SELL the house,,,,,,, just forget it. Go to fucking work Termy, that way policeman be nice to you.
You know what gets me though, I just remember something about Ohio law. There is an abandonment statute, and if you pay the property taxes for X amount of years you can file for title to the property LEGALLY. I don't know if it is still on the books and I am sure there are exemptions especially because usually when you have a loan on property the lender actually remits the property tax. But what if they haven't ?
The story on this one makes it a prime candidate, really. Couple bought the house off the family, perhaps 20 years ago or so. They split up and made a big mess out of the whole affair. The place was already mortgaged up and then came the home improvement loan. Well she lived there with the kid for a while but she has been gone for around a decade. He went to another state and got another loan on the place, and committed fraud, his olady didn't sign. He brought in his new girlfriend to do that. Nothing was questioned.
Now the place is mortgaged for alot more than it is worth. It used to be something on the order of 150-180%, but with accrued interest and penalties and the market bubble bursting, it is much higher than that now. If that abandonment law is still on the books and nobody paid those property taxes all them years I will have to kick myself. I could've been a LEGAL squatter. I mean that place has central AC, I don't even have central AC.
Yes I would have to kick my own ass.
T
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